Navigating Agricultural Risk Management with Trigger Yields

In agriculture, risk management strategies play a critical role in ensuring a stable and sustainable farming venture. Our partners at Farmers Mutual Hail Insurance Company of Iowa understand the risks you take and have resources available to help farmers navigate the uncertainties of agriculture. One of these resources is the trigger yield calculator.

Trigger yields are predetermined levels of crop yield or revenue that serve as a critical threshold in crop insurance policies. These levels are set before the planning season begins and provide a reference point against which the actual yield or revenue is measured at harvest time.

Benefits of Trigger Yields

  • Trigger yields provide farmers with a safety net against unexpected yield losses.
  • Farmers have a clear understanding of potential payouts in the event of shortfalls.
  • Trigger yields can often be customized to suit specific needs and goals of the individual.
  • The concept is simple and easy to comprehend.

When using the trigger yield calculator, it is crucial to accurately estimate your farm’s potential yield before setting trigger levels. In addition, keep an eye on market trends and potential crop prices. Understand that different crops may have varying risk profiles and yield potentials.

Note: This tool is for estimation purposes and actual loss triggers may vary. Please contact your agent with any questions.

With more than 55 agents and 60 locations across the state of Montana and northern Idaho, Summit States Agency Group is equipped to guide you in important insurance decisions to protect what matters most to you.  To find your local agent, click here.

Disclaimer: The content provided in this blog is for informational purposes and should not be considered an offer for coverage. Each insurance policy is unique and may have varying terms, conditions, and exclusions. It is essential to consult with a qualified insurance professional or licensed agent for personalized advice tailored to your specific needs. This blog does not constitute a contract, policy, or guarantee of coverage. Always refer to your individual policy documents for full details.


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