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Wildfire Season Isn’t Over Yet: 7 Ways Montana Homeowners Can Better Protect Their Property
Wildfire season is a reality for many Montana communities. While spring often marks the beginning of wildfire awareness, August can bring some of the hottest, driest conditions of the year. With dry vegetation, warm temperatures, and windy days, the risk of wildfires can remain high well into late summer. While no one can prevent every…
Read MoreLate Summer in Montana: Is Your Farm, Ranch, or Home Ready for Harvest Season?
As August rolls across Montana, the days begin to shorten, combines return to the fields, and ranches prepare for one of the busiest times of the year. Harvest season brings long hours, heavy equipment, increased traffic, and plenty of moving parts. It’s also a great opportunity to take a fresh look at your property and…
Read MoreIs Your Montana Business Protected From Wildfire Risk? What Owners Need to Review Now
When wildfire smoke settles over a Montana town, it’s easy to think of it as a homeowner’s problem. But business owners face their own set of risks: property damage, smoke and ash contamination, evacuation-related closures, and lost income during peak season. If your business sits anywhere near the wildland-urban interface, or even downwind of it,…
Read MoreMay in Big Sky Country: A Montana Insurance Checklist for Families, Farms, and Businesses
May in Montana has a personality all its own. The snow is retreating (mostly), rivers are running high, calves are hitting the ground, gardens are getting planted, and everyone is finally spending time outside again. It’s one of the most active, high-energy months of the year — and for that reason, it’s also one of…
Read MoreApril in Montana: Spring Cleaning Beyond the Closets—An Insurance Checklist
Spring cleaning isn’t just for closets and garages. April is an excellent opportunity to organize important records, update household information, and review the items that matter most. Taking a few hours now can save valuable time if you ever need to file an insurance claim. Update Your Home Inventory A current home inventory can make…
Read MoreMarch in Montana: Preparing Your Property for Wildfire Season
Wildfire season may feel far away, but in Montana, preparation starts long before the summer heat arrives. March is an excellent time to reduce potential hazards around your home, farm, ranch, or business while the weather is still mild. A few weekends of preventative work now can help protect your property throughout the warmer months.…
Read MoreFebruary in Montana: Winter Emergency Kits: What Every Montana Family Should Have
Montana winters can change quickly, making preparation one of the most valuable tools you have. February is a great time to check your emergency kits at home, in your vehicles, and on the ranch before late-season storms arrive. Home Emergency Kit Flashlights and extra batteries Bottled water and non-perishable food Blankets and warm clothing First-aid…
Read MoreWinter Risks in Montana: Why January Is a Smart Time to Review Coverage
Montana winters bring unique challenges, and January is often when those risks are most noticeable. From heavy snow and ice to freezing temperatures, winter weather can test both properties and insurance coverage. Frozen pipes, roof stress from snow buildup, and heating-related fires are common winter concerns. Understanding what your policy covers—and what maintenance responsibilities fall…
Read MoreDecember in Montana: A Practical Time to Review Your Coverage
December has a way of slowing things down in Montana. Fields are quiet, equipment is parked, families gather, and many people take time to reflect on the year behind them. It’s also a smart moment to take a closer look at your insurance and make sure everything still lines up before the new year begins.…
Read MoreThankful for the Communities We Serve
November is a month that encourages reflection, gratitude, and connection. At Summit States Agency Group, we are thankful for the individuals, families, and businesses who trust us to help protect what matters most. Your confidence in our team allows us to continue our mission: delivering knowledgeable guidance, dependable service, and insurance solutions built around real…
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