BLOGS

Summit StatesFUMICO Blogs (1)

Thankful for the Communities We Serve

November is a month that encourages reflection, gratitude, and connection. At Summit States Agency Group, we are thankful for the individuals, families, and businesses who trust us to help protect what matters most. Your confidence in our team allows us to continue our mission: delivering knowledgeable guidance, dependable service, and insurance solutions built around real…
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Summit States/FUMICO Blogs - 11

Scary Coverage Gaps That Could Haunt Your Home Insurance

October is the perfect time to share ghost stories—but some of the scariest surprises don’t come from haunted houses. They come from hidden gaps in your homeowners insurance. When a storm hits, a pipe bursts, or a guest gets hurt, the wrong coverage (or missing coverage altogether) can turn into a real-life nightmare. Here are…
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Summit States/FUMICO Blogs - 10

Why September Matters – Life Insurance Awareness Month

September is Life Insurance Awareness Month, a time dedicated to reminding families and individuals of the importance of planning ahead. While it’s not always easy to think about, life insurance is one of the most powerful tools for protecting your loved ones and securing their financial future. Why Life Insurance Awareness Month Matters Many people…
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Summit States/FUMICO Blogs - 9

Preparing Your Montana Home for Fall

Great Falls Homeowners’ Checklist While August in Great Falls is full of long days and warm evenings, it’s also the perfect time to start preparing your home for fall. A little maintenance now can prevent bigger (and more expensive) issues when Montana’s cooler weather sets in. Home Prep Tips for August Check Your Roof &…
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Renters Insurance in Montana: Why Every Renter Needs It—Even If Your Landlord Has Coverage

In Montana’s growing rental market—especially in college towns like Missoula or Bozeman and cities like Great Falls—many renters mistakenly believe their landlord’s insurance will protect their belongings. Unfortunately, that’s not the case. Whether you rent a house, apartment, or basement suite, you need renters insurance to safeguard your stuff and your finances. 1. What Renters…
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ATV & UTV Insurance in Montana: What Riders Need to Know Before Hitting the Trails

Montana summers are made for adventure—especially on an ATV or side-by-side. Whether you’re tearing through backcountry trails near Great Falls or exploring ranch land outside of Helena, off-road vehicles bring both fun and risk. Unfortunately, many Montanans assume their homeowners or auto insurance will cover accidents—and that can be a costly mistake. Here’s what every…
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Growth, Gratitude & Greatness: Highlights from the Summit States Statewide 2025 Convention

Each year, we gather under one roof for a powerful experience of learning, connection, and celebration. This April, we once again brought together agents, brokers, and industry experts from all corners of Montana and beyond to sharpen their skills, share ideas, and recognize the achievements that continue to shape the industry. A Space to Learn…
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Reach Out to Your Insurance Company If You Make Any Changes or Updates to Your Home or Get Any Pets

Your home insurance policy is a vital safeguard for your property and possessions. However, to ensure that it adequately protects you and your assets, it’s crucial to maintain open communication with your insurance company. This means notifying us when you make any changes or updates to your home and informing them if you acquire any…
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Life Insurance

Should You Buy Life Insurance for Children?

We all want our kids to live long, healthy lives, which is why child life insurance may not feel like a top priority. It’s worth considering, though, as it can lock in low rates and act as an investment vehicle for your children. As your insurance agent, we care about you and your family so…
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